Unallocated cash
You have $320 unallocated
Live insight
Updated from your latest income, expense, and target data so each recommendation feels timely and explainable.
Calm financial guidance, updated in real time
Your financial advisor for daily decisions
Get a clear plan for spending, saving, and investing with guidance grounded in real cash flow, budgets, and reporting.
24/7
Advisor updates
93%
Plan clarity
Real-time
Decision speed
Total balance
$18,420
Advisor plan pacing
Essential spending stays in range.
Advisor insight
$320 free
Unallocated this month. Put it to work.
Advisor cue
Safe to invest $200
Based on your savings buffer and recent cash flow.
Capabilities
Financial clarity without the noise
A focused set of tools that keeps the experience light while giving you deeper financial context.
Advisor-led cash flow
See what is safe to spend, what needs attention, and what your advisor recommends next.
Budgeting workspace
Plan budgets, categories, and caps with reporting that keeps every month grounded.
Reporting that stays readable
Track trends, category breakdowns, and performance without a spreadsheet headache.
Templates + bulk import
Use ready-made templates for budgets, transactions, and holdings to move faster.
Advisor snapshot
A clear briefing before you act
Every recommendation is tied to budgets, reporting, and cash flow so decisions feel measured, not reactive.
Budget pacing
On track
Templates
Ready
Reporting
Live
Advisor cue
Invest $200
Advisor recommendations
Get clear suggestions you can act on now instead of vague financial advice.
Portfolio guidance
Understand when you can safely move surplus cash toward long-term growth.
How It Works
From raw data to advisor-grade clarity
The experience stays light, but the advice becomes sharper as your financial picture gets clearer.
01
Connect your financial picture
Bring income, expenses, budgets, and goals into one advisor-ready workspace.
02
Review advisor insights
RiBudget highlights cash flow shifts, report trends, and plan gaps as they happen.
03
Act on the next best move
Move from awareness to action with templates, recommendations, and simple next steps.
Showcase
A product story with subtle depth
The background stays visually stable while core product layers drift gently, keeping the page calm and premium instead of busy.
Dashboard
Monthly health
$4,860 saved
Goal
92%
Goal
71%
Goal
58%
Goal
84%
Insights
1
You have $320 unallocated this month.
2
Housing remains within your preferred range.
3
Dining spend is trending above your 90-day average.
Investment suggestion
You can safely invest $200
Stable inflows and lower variable spending leave room for a measured monthly contribution.
Advisor intelligence
Not just tracking. Advisor-level guidance.
RiBudget explains what changed, what matters, and what to do next. Subtle intelligence keeps the guidance practical and trustworthy.
It spots available money before it disappears into random spending.
It recommends next steps in plain language, with context behind the numbers.
It adapts guidance as your cash flow and goals shift.
Safe next move
You can safely invest $200
Live insight
Updated from your latest income, expense, and target data so each recommendation feels timely and explainable.
Spending alert
Spending is 15% higher this month
Live insight
Updated from your latest income, expense, and target data so each recommendation feels timely and explainable.
Trust & Clarity
Safe, transparent, and explainable by design
RiBudget is built to help you understand recommendations before you act on them. You stay in control, with plain-language reasoning and visible assumptions behind every suggestion.
Clear recommendation logic
Transparent cash flow assumptions
Action suggestions you can verify
Start Today
Start working with your financial advisor today
Bring your finances into one calm system and get advisor-style guidance with just enough intelligence to keep you ahead.